Contract contractor life: I get paid in USD from a US client and need to move money into my local account without waiting days or leaking half of it in “mystery” FX. Bank wire felt like watching paint dry.

I tried Ria Money Transfer on a small payout and the money hit in under an hour. Fees looked decent on smaller amounts, verification was the usual ID/2FA, nothing sketchy in the flow. I’m trying to sanity-check before I rely on it. Anyone here using Ria for ongoing contractor pay? Any gotchas with limits, weekend/holiday delays, or rates drifting far from mid-market when you scale up?

Remote-work angle: time zones + invoice cycles = I’m often pushing transfers between standups and don’t want to babysit them at month-end. If you’ve got a stable setup, how are you doing it? Do you keep a little USD buffer and convert as needed, or move funds as soon as invoices clear to keep cash flow smooth? Would love real-world notes over generic “use X” replies.

submitted by /u/Slow-Win-6843
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