Indian remote contractor considering Philippines or Cambodia — visa and remote work questions

Hi everyone,

I’m a freelancer/contractor from India and I work remotely for a company based in India. My work is fully online and I don’t work with clients in the country where I live.

I’m considering relocating to Southeast Asia for a while and I’m particularly interested in the Philippines and Cambodia.

I had a few questions and would really appreciate advice from people who have experience with visas there:

• If my freelance contract is with an Indian company, is it easier to qualify for visas meant for remote workers in the Philippines?

• How accessible is the digital nomad visa (or similar options) in the Philippines for independent contractors?

• In Cambodia, many people mention using the E-class/business visa. Is it possible to extend this long term if your income comes from a foreign company?

• What objections might immigration authorities have if someone is living there but working remotely for a company in another country?

• Do freelancers usually need to show contracts, invoices, or proof of income during visa applications or extensions?

• Are there any tax or compliance issues I should be aware of as an Indian citizen working remotely abroad?

One more question: I currently have health insurance from an Indian insurance company. Would that usually be accepted for visa or stay requirements, or do people normally need international health insurance that covers treatment in the Philippines or Cambodia?

My intention is to stay for 6–12 months while continuing my remote work for my Indian company, without taking any local jobs.

Would love to hear any experiences or advice from people who have done something similar.

Thanks!